Important SF MRA Terms to Know
Covered California: Covered California is a health insurance marketplace. It helps Californians compare, choose, and enroll in health insurance plans.
Eligible Health Care Expenses: Employees can get money back for these covered health care costs through their SF MRA.
Employee Health Care Payment Confirmation: Employers who are part of the SF City Option Program will give an Employee a Health Care Payment Confirmation Notice. The notice lets the Employee know that an Employer made their first payment to the SF City Option Program.
HealthEquity/EZ Receipts: HealthEquity/EZ Receipts is the company that handles all reimbursement claims.
Health Care Security Ordinance: In SF, all Covered Employers must meet an Employer Spending Requirement. Employers do this to follow the San Francisco Health Care Security Ordinance (HCSO). Covered Employers follow HCSO by making health care payments for their Covered Employees, among other things.
Healthy Airport Ordinance: The San Francisco Healthy Airport Ordinance (HAO) requires Covered Employers to give employees family health insurance at no cost to the employee. Or, Covered Employers can instead pay a certain amount to SF City Option for their employees who are covered by SFO’s Quality Standards Program.
Medical Reimbursement Account: Funds in a Medical Reimbursement Account (MRA) can be used for covered health care costs of the Employee. SF MRA funds can also be used by the Employee’s spouse or domestic partner, and the Employee’s dependents (children).
Some covered health care costs are:
- Health insurance fees
- Doctor’s office visits
- Dental care
- Vision care
- Prescription drugs and over-the-counter medicines
Participant: If you have the SF MRA benefit, you are a “participant” in the SF City Option program.
Office of Labor Standards Enforcement: The San Francisco Office of Labor Standards Enforcement makes sure that SF employers meet the requirements of the Health Care Security Ordinance and Healthy Airport Ordinance.
SF City Option: The City Option Program is one way Employers can meet the Employer Spending Requirement of the San Francisco Health Care Security Ordinance (HCSO). SF City Option is also a way for Employers to follow the Healthy Airport Ordinance (HAO) for Covered Employees at San Francisco International Airport.
San Francisco Department of Public Health (SFDPH): SFDPH is run by the City and County of San Francisco. San Francisco Health Plan is the third-party administrator (TPA) of SF City Option and SF MRA, on behalf of SFDPH.
SF MRA Funds Finder: A web-based tool that helps workers learn if they have funds in an SF Medical Reimbursement Account (SF MRA).
SF MRA Enrollment Form: A form that Employees fill out to see if they can get an SF MRA with SF City Option.
SF MRA: A benefit from the City and County of San Francisco that helps eligible employees get money back for covered health care costs. Employees with employer contributions to SF City Option might be eligible for SF MRA. Funds in an SF MRA may be used for covered health care costs.