Skin cancer is the most common cancer in the United States and the world. One in 5 Americans will get skin cancer by age 70.

Most skin cancers are caused by too much exposure to the sun’s ultraviolet (UV) light. UV rays are invisible and can damage skin cells. They can come from:

• The sun
• Tanning beds
• Sunlamps

Protection from UV rays is important all year, not just during the summer. UV rays are still strong on cloudy and cold days. UV rays reflect off surfaces like water, cement, sand, and snow.

How to protect your skin from the sun:

• Use a sunscreen that filters UVA and UVB rays and has a sun protection factor (SPF) of 15 or more.
• Stay in the shade under an umbrella, tree, or other shelter when outside.
• Wear protective clothing such as long-sleeved shirts, long pants, skirts, or dresses.
• Wear a hat that has a brim that covers your face, ears, and back of your neck.
• Use sunglasses to protect your eyes, use sunglasses that block UVB and UVA rays.
• Use SF MRA funds to get money back on eligible summertime expense

You can use your SF MRA funds to get reimbursed for the cost of:

• Sunscreens
• Dermatology visits for skin checkups
• Doctor visits
• Cancer screenings
• Lab tests and fees

Visit our Eligible Expense Page to see what else is covered.