How to Access Your SF Covered MRA Funds




The deposit into an SF Covered MRA does not immediately take place after your Employer makes their first payment to SF City Option on your behalf. We will first need to confirm that you qualify for SF Covered MRA.










Your Employer Makes a Payment to City Option:
The City Option Program is one option for Employers to satisfy the Employer Spending Requirement of the
San Francisco Health Care Security Ordinance.

Receive SF City Option Welcome Letter:
Within 1-3 weeks of your Employer’s first payment on your behalf, you’ll receive a welcome letter from
SF City Option with instructions on how to complete the SF City Option Program Finder Form.

Complete City Option Program Finder Form:
Complete the SF City Option Program Finder Form. SF City Option will use the information you provide to confirm whether you might be eligible for SF Covered MRA. After you send SF City Option your completed form online or by mail, you’ll receive instructions on how to enroll in SF Covered MRA if SF City Option confirms that you might be eligible for the program.

Schedule an SF Covered MRA Appointment:
Call (415) 615-5720 to schedule an enrollment appointment at our SF Covered MRA enrollment center.

Enroll in SF Covered MRA:
Bring personal identification, proof of San Francisco residency, and proof of income to your enrollment appointment. We will need to confirm that you qualify for SF Covered MRA.

Receive Information About Your SF Covered MRA:
Our program will mail your account information after your enrollment appointment. Call SF Covered MRA Customer Service at (866) 697-6078 if you have further questions about how to use your SF Covered MRA.

Register Your Account (Online Users Only):
If you want to submit claims and check account information online, register your account at

Access SF Covered MRA Funds:
Submit Claims for reimbursement of Covered California health insurance premiums and other eligible health care expenses.